More on grace...

Acts 11:18 (ESV) -- "And they glorified God, saying, 'Then to the Gentiles also God has granted repentance that leads to life.'"

I'm no brilliant theologian, but it seems to me that this verse indicates that repentance is a gift. It isn't something we achieve on our own--we can't "work up" the repentance necessary for salvation--but it is something that God graciously grants. Logically, then, this leads to the belief that God chooses to whom He will grant "repentance that leads to life." Therefore, He graciously chooses who will receive the gift of salvation...

... so those who are saved are "chosen by grace."